What it helps you decide
Estimate operating-cycle days and the working capital they require.
Cash flow planning
Estimate how long cash stays trapped in the operating cycle.
Combine production and inventory days, supplier terms, channel payment timing, sales, and gross margin into a working-capital planning estimate.
Start with the example
The values already filled in are a working example—not a recommendation.
- 1Choose the closest starting point.
- 2Replace the example with your real details.
- 3Read the live result and its important limits.
Your numbers
Operating cycle and payment terms
Use the filled example first. Then replace each field with a measured value or your best current estimate.
Step 1Answer one question at a time. Your example values stay available.
Important limit
This is a planning model, not a cash-flow statement.
Use actual purchase timing, deposits, taxes, payroll, debt service, seasonality, minimum orders, returns, bad debt, platform reserves, and daily bank activity for a complete cash forecast.
Want to keep working with these numbers?
Cash Flow Forecast Spreadsheet
Forecast monthly collections, payments, net cash flow, ending cash, and shortfall warnings.
About this free pricing, tax & e-commerce tool
How to use the Cash Conversion Cycle
Estimate operating-cycle days and the working capital they require. The calculator runs privately in your browser and is designed to make the assumptions behind the answer visible.
What to have ready
Gather current product cost, paid and owner labor, packaging, selling fees, shipping or fulfillment costs, and the price or margin you want to test.
Key inputs: Average monthly sales; Gross margin; Production / WIP days; Finished inventory days; Supplier payment terms.
How to use the result
Use the result to compare scenarios and find the cost or assumption driving the decision. Recheck the plan with taxes, overhead, returns, and channel terms that apply to you.
Complete workflow guide
Inventory and traceability
A stock count tells you how much is on the shelf. Traceability explains how it arrived, which batch used it, and which customers received the finished product.
Learn the workflow
Helpful guides for this calculator
Costing & PricingWorking Capital for Product Businesses: Inventory, Receivables, and Cash Planning
Plan the cash tied up between paying suppliers and collecting customer money, with practical inventory, purchasing, and growth decisions.
Read the guide →Wholesale & SalesWholesale Payment Terms: Deposits, Net Terms, and Cash Risk ExplainedChoose wholesale payment terms by considering order size, customer history, production commitment, cash timing, and collection work.
Read the guide →Ready for the connected version?
Turn the calculation into a repeatable workflow.
Batch Scale connects recipes, materials, costs, inventory, production, sales, and your storefront in one workspace.